Lear Capital Review 2026
Best Value — 25-Year Track Record
★★★★
4.5/5
Minimum
$7,500
Rating
4.5/5
Experience
25+
BBB Rating
A+
About Lear Capital
Lear Capital has served precious metals investors since 1997, offering a $7,500 minimum and 25+ years of operational history with a price advantage guarantee.
✓ Pros
- Industry-leading 25+ year track record
- Accessible $7,500 minimum
- Price advantage guarantee
- Wide IRS-approved metals selection
✗ Cons
- Annual fees slightly higher than top-5
- Less personalized service for smaller accounts
Fee Structure
| Fee Type | Amount |
|---|---|
| Setup Fee | $0 |
| Annual Fee | $100 |
| Storage Fee | $150/year |
| Wire Fee | $30 |
Key Features
- $7,500 minimum investment
- 25+ years in business (est. 1997)
- Price advantage guarantee on all purchases
